What does HMA Mortgage do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also required us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons HMA Mortgage chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does HMA Mortgage share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), responds to court orders and legal investigations, or report to credit bureaus | No | We Don’t Share |
| For our marketing purposes – to offer our products and services to you | No | We Don’t Share |
| For joint marketing with other financial companies | No | We Don’t Share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We Don’t Share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We Don’t Share |
| For our affiliates to market to you | No | We Don’t Share |
| For non-affiliates to market to you | No | We Don’t Share |
Mobile Information:
Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
If you wish to be removed from receiving future communications, you can opt out by texting STOP.
Who we are
Who is providing this notice?
HMA Mortgage
What we do
How does HMA Mortgage protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does HMA Mortgage collect my personal information?
We collect your personal information, for example, when you: submit an application or documentation.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness.
- Affiliates from using your information to market to you.
- Sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions
- Affiliates
- Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Non-affiliates
- Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Joint Marketing
- A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Statement
HMA Mortgage will not transfer or assign your consent to receive marketing messages under this service, if any, to a third party or share information gathered solely from the SMS program with third parties for them to market to you.